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Full results to the LendingOne-ResiClub SFR Investor Survey—Q4 2025

Among single-family rental investors surveyed, 11% expect the average 30-year fixed mortgage rate above 6.5% in the next 12 months, down sharply from 57.3% in Q2 2025.

Author

Meghan Malas
December 12, 2025

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ResiClub once again teamed up with LendingOne, one of the fastest-growing private real estate lenders in the country, to run a survey of single-family rental investors.

Investors who own at least one single-family investment property were eligible to respond to our survey, which was fielded between October 26 and December 2. In total, 205 single-family investors/landlords completed the survey.

Topline Findings:

  • 38% of single-family rental investors expect to increase their investment activity in 2026 compared to 2025, 52% expect to maintain it, and 9% expect to decrease it.

  • 68% of single-family rental investors say they’re very likely (51%) or somewhat likely (17%) to buy another investment property in the next 12 months.

  • 43% say they’re likely to sell at least one existing property in the next 12 months.

  • 88% of investors say rising home insurance premiums impacted their cash flow in 2025.

  • 74% of investors plan to raise rents in 2026, including 45% who expect increases of +1% to +3%.

  • 11% of single-family rental investors expect rates above 6.5% in the next 12 months, down sharply from 57.3% in Q2 2025.

“The results of this survey confirm that investors are prioritizing long-term portfolio performance over short-term gains,” said Matthew Neisser, CEO of LendingOne. “The days of simply chasing volume are over. Investors in today’s market are focused on carefully vetted acquisitions and rigorous cost management to ensure sustained success in a mature market.”

Below are the full results.

Bonus chart

40.3% —> Share of U.S. homeowners that are mortgage-free