Full results to the LendingOne-ResiClub SFR Investor Survey—Q2 2025

ResiClub once again teamed up with LendingOne, one of the fastest-growing private real estate lenders in the country, to run a survey of single-family rental investors.

To participate in the Q2 2025 LendingOne-ResiClub SFR Investor Survey, investors had to own at least one single-family investment property. It was fielded between May 29 and June 13. In total, 222 single-family landlords completed the survey.

Topline findings:

• 79% of single-family investors say they are 'somewhat likely' or 'very likely' to buy at least one property in the next 12 months. That’s up from 76% in Q4 2024 and 61% in Q2 2024.

• 32% of single-family investors say they’re likely to sell at least one property in the next 12 months. That’s down from 33% in Q4 2024 and 37% in Q2 2024.

• 57% of single-family investors believe mortgage rates will remain above 6.5% over the next 12 months—up sharply from 29% in Q4 2024 who expected the average 30-year fixed rate to stay above that level.

• 59% of landlords say higher insurance premiums have moderately (42%) or significantly (17%) reduced their cash flow over the past year.

• 30% of investors said property taxes were their largest expense increase last year, followed closely by 29% who cited home insurance. In the West, 19% of landlords report insurance premiums have risen more than 50% over the past five years.

• 83% of landlords plan to raise rents in the next 12 months—but only 10% of landlords expect rent hikes of more than 7%.

"In 2025, real estate investing is about finding opportunity in a changing market," says LendingOne CEO Matthew Neisser. "Our survey highlights that investors are not backing down despite the 'higher-for-longer' interest rate environment and rising costs. Instead, they see the initial signs of buying opportunities as inventory levels increase. There will be more opportunities in Q3/Q4 for unsold properties that have been on the market longer than normal compared to the prior few years."

Below are the full results.

What’s happening to home prices and inventory across the country right now?

ResiClub PRO members can access my latest monthly inventory analysis (+800 metros and +3,000 counties) here, and my latest monthly home price analysis (+800 metros and +3,000 counties) here.

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