Lance Lambert

Lance Lambert

Built-to-rentBuilt-to-rent
This CEO—who has a PhD in computer science from MIT—plans to build the Amazon of residential construction

This CEO—who has a PhD in computer science from MIT—plans to build the Amazon of residential construction

Founded in 2017, Mosaic has a construction pipeline of around 6,000 build-to-rent housing units in Arizona and Texas.

Lance Lambert
Lance Lambert
MortgageMortgage
The housing market's 'magic mortgage rate' is proving elusive

The housing market's 'magic mortgage rate' is proving elusive

According to a new survey by John Burns Research and Consulting, the average 30-year fixed mortgage rate is still well above the 'magic mortgage rate.'

Lance Lambert
Lance Lambert
Regional analysisRegional analysis
The key housing market metric heading into 2025
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The key housing market metric heading into 2025

ResiClub PRO | Many traditional housing metrics have struggled in this turbulent environment. However, when it comes to predicting home price momentum, this metric has proven effective.

Lance Lambert
Lance Lambert
Regional analysisRegional analysis
Update: Housing market inventory dynamics in 800+ metros and 3,000+ counties
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Update: Housing market inventory dynamics in 800+ metros and 3,000+ counties

ResiClub PRO | The Lance Lambert Inventory Tracker is updated to include September analysis for U.S. metros and counties.

Lance Lambert
Lance Lambert
Homeowners hold record $35 trillion in equity—a look at the surge
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Homeowners hold record $35 trillion in equity—a look at the surge

ResiClub PRO | In Q2 2024, total homeowner equity rose to $35.1 trillion—up a staggering 85% since the $19.0 trillion in Q2 2019.

Lance Lambert
Lance Lambert
InventoryInventory
+1+1
7 states are back above pre-pandemic inventory levels—these 3 states are likely next

7 states are back above pre-pandemic inventory levels—these 3 states are likely next

ResiClub analyzed September inventory data just released from Realtor.com.

Lance Lambert
Lance Lambert
Special message from ResiClub editor Lance Lambert

Special message from ResiClub editor Lance Lambert

ResiClub PRO wants to be your data-driven gateway to the heart of the U.S. housing market

Lance Lambert
Lance Lambert
Hurricane Helene is one of the deadliest hurricanes in the U.S. since 1950—unpacking its impact on the housing market

Hurricane Helene is one of the deadliest hurricanes in the U.S. since 1950—unpacking its impact on the housing market

The vulnerability to a local hurricane-induced correction is greater now than in the past, given how much housing affordability has been stretched over the last four years.

Lance Lambert
Lance Lambert
Homeowners insuranceHomeowners insurance
These 3 interactive maps show which counties are the most vulnerable to home insurance shocks
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These 3 interactive maps show which counties are the most vulnerable to home insurance shocks

ResiClub PRO | This First Street Foundation analysis projects which counties are at the highest risk of an “insurance correction,” or higher premiums due to fire, wind, or flood risk.

Lance Lambert
Lance Lambert
MortgageMortgage
Potential refinance pool expands: From 1 million to 4 million borrowers in just three months
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Potential refinance pool expands: From 1 million to 4 million borrowers in just three months

ResiClub PRO | The potential refinance pool is growing; however, it is still expected that traditional refinances will have a lower ceiling this cycle.

Lance Lambert
Lance Lambert