
Bank of America: Path to 5% mortgage rates if 'the Fed does MBS quantitative easing'
The average 30-year fixed mortgage rate just hit a 2025 calendar year low. Here's what Bank of America thinks it would take to see a bigger drop.

The share of mortgage-free U.S. homeowners just hit a new high—here's why
ResiClub PRO | A staggering 40.3% of U.S. owner-occupied housing units are now mortgage-free.
Remote work is slowly pulling back from the pandemic peak—what it means for the housing market
ResiClub PRO | We're amid a steady pullback of workers returning to the office; however, every major metro still has far more remote workers than it did in 2019.
The speed of housing market softening has slowed—but softness remains
In May 2025, 71% of the nation’s 200 largest metro areas saw a month-over-month, seasonally adjusted home price decline. In July 2025, that share was 55%.
Monthly report: Housing market inventory dynamics in 800+ metros, 3,000+ counties, +25,000 ZIPs
ResiClub PRO | The Lance Lambert Inventory Tracker has been updated to include an analysis based on end-of-August 2025 inventory data for U.S. metros and counties.
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Housing market's greatest regional retreats trace back to Pandemic Housing Boom overstretch
ResiClub PRO | Metros where home prices became more disconnected from local income fundamentals at the height of the frenzy have been more likely to see price declines over the past three years.

