Mortgage

Why mortgage rates are climbing again: inflation won't cooperate, and the labor market is resilient

6 min read

Why mortgage rates are climbing again: inflation won't cooperate, and the labor market is resilient

By Lance Lambert

The workaround for a 3% mortgage just got harder to pull off

3 min read

The workaround for a 3% mortgage just got harder to pull off

By Lance Lambert

A data look at Fannie Mae and Freddie Mac's push to add mortgage-backed securities and drive spreads lower

5 min read

A data look at Fannie Mae and Freddie Mac's push to add mortgage-backed securities and drive spreads lower

By Lance Lambert

Where mortgage refi activity finds a little life—and loses it fast

2 min read

Where mortgage refi activity finds a little life—and loses it fast

By Lance Lambert

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

3 min read

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

By Lance Lambert

The mortgage math every borrower should understand

2 min read

The mortgage math every borrower should understand

By Lance Lambert

40% of U.S. homeowners are mortgage-free—but it has little predictive impact on home prices

2 min read

40% of U.S. homeowners are mortgage-free—but it has little predictive impact on home prices

By Lance Lambert

The U.S. housing market's mortgage market is unique—just ask Canadians

3 min read

The U.S. housing market's mortgage market is unique—just ask Canadians

By Lance Lambert

Housing markets with the most and fewest underwater homeowners—and the vintage breakdowns

4 min read

Housing markets with the most and fewest underwater homeowners—and the vintage breakdowns

By Lance Lambert

Energy shocks are driving up inflation. Here's what it means for the housing market

3 min read

Energy shocks are driving up inflation. Here's what it means for the housing market

By Lance Lambert, +1

Economists got some bad news for homebuyers and sellers still hoping for a swift return to sub 5.00% mortgage rates

1 min read

Economists got some bad news for homebuyers and sellers still hoping for a swift return to sub 5.00% mortgage rates

By Meghan Malas

One major demand shock is absent from this housing market cycle

4 min read

One major demand shock is absent from this housing market cycle

By Lance Lambert

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

3 min read

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

By Lance Lambert

The Fed’s Bullseye Chart explains why central bankers are holding steady

4 min read

The Fed’s Bullseye Chart explains why central bankers are holding steady

By Lance Lambert

Which housing markets have the most—and least—mortgage distress right now?

3 min read

Which housing markets have the most—and least—mortgage distress right now?

By Lance Lambert

Refis are slowly gaining momentum—just look at mortgage giant UWM’s earnings

7 min read

Refis are slowly gaining momentum—just look at mortgage giant UWM’s earnings

By Lance Lambert

Homebuilders with the most—and least—FHA exposure

6 min read

Homebuilders with the most—and least—FHA exposure

By Lance Lambert

Big banks retreated from mortgages after the 2008 housing crash—now this Fed governor wants them back

7 min read

Big banks retreated from mortgages after the 2008 housing crash—now this Fed governor wants them back

By Lance Lambert

100 major housing markets, one key question: How many homeowners are underwater?

6 min read

100 major housing markets, one key question: How many homeowners are underwater?

By Lance Lambert

Foreclosure activity inches closer to pre-pandemic 2019 levels

6 min read

Foreclosure activity inches closer to pre-pandemic 2019 levels

By Lance Lambert

Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

3 min read

Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

By Lance Lambert

Mortgage market update: Mortgage purchase and refi applications improve but remain historically soft

11 min read

Mortgage market update: Mortgage purchase and refi applications improve but remain historically soft

By Lance Lambert

Trump directs Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to attempt to push mortgage rates lower

11 min read

Trump directs Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to attempt to push mortgage rates lower

By Lance Lambert

Powell: 'housing market faces some really significant challenges' that a 25 bps rate cut won’t resolve

9 min read

Powell: 'housing market faces some really significant challenges' that a 25 bps rate cut won’t resolve

By Lance Lambert

A half-century of data shows a 1.40-point average annual mortgage-rate range

8 min read

A half-century of data shows a 1.40-point average annual mortgage-rate range

By Lance Lambert