• ResiClub
  • Posts
  • Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

ResiClub PRO | According to the Federal Housing Finance Agency, 76.7% of all U.S. mortgages have loan-to-value (LTV) ratios of 60% or less.

Author

Lance Lambert
February 03, 2026

logo

Subscribe to Premium to read the rest.

Become a paying subscriber of Premium to get access to this post and other subscriber-only content.

Upgrade

A subscription gets you:

  • 3 additional subscriber-only articles per week
  • Access to Lance Lambert's housing trackers—includes metro and county level price and inventory analysis
  • Subscriber-only residential real estate research, rankings, and reports
  • You may incorporate ResiClub branded charts into your personal marketing materials
  • Monthly ResiClub PRO webinar
Already a subscriber?Sign in.