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MortgageMortgage
Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle
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Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

ResiClub PRO | According to the Federal Housing Finance Agency, 76.7% of all U.S. mortgages have loan-to-value (LTV) ratios of 60% or less.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
The housing market's post-boom recalibration shows up clearly in this one stat

The housing market's post-boom recalibration shows up clearly in this one stat

At the height of the Pandemic Housing Boom, only 38% of U.S. homes in 2021 sold for less than their original list price. By 2025, that figure had risen to 62%—roughly on par with its 2019 level of 64%.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Big pockets of Southwest Florida's housing market remain in correction-mode

Big pockets of Southwest Florida's housing market remain in correction-mode

Metro area home prices in Punta Gorda, FL and North Port, FL are down -25.3% and -17.4%, respectively, since their July 2022 peak. During that same time, U.S. home prices rose +1.9%.

Lance Lambert
Lance Lambert
HomebuildingHomebuilding
Giant homebuilder PulteGroup pushes incentives to 9.9%—that’s $49,500 on a $500K sale
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Giant homebuilder PulteGroup pushes incentives to 9.9%—that’s $49,500 on a $500K sale

ResiClub PRO | Here are 7 things to know about PulteGroup’s latest earnings—a giant homebuilder ranked No. 229 on the Fortune 500.

Lance Lambert
Lance Lambert
ResiClub webinarsResiClub webinars
What global policy shifts mean for institutional real estate, as told by Roofstock's Gary Beasley—here's the recording

What global policy shifts mean for institutional real estate, as told by Roofstock's Gary Beasley—here's the recording

On Thursday, January 29, we hosted special webinar with Roofstock executive chairman & co-founder Gary Beasley, looking at the institutional side of the housing sector.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Inventory Boomerang hits housing market as last year’s 10-year high in delistings turns into a relistings jump

Inventory Boomerang hits housing market as last year’s 10-year high in delistings turns into a relistings jump

Heading into this week, there were 76,426 relistings nationwide—up from 64,410 during the same week in 2025.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Net domestic migration: Which states are gaining—and losing—Americans

Net domestic migration: Which states are gaining—and losing—Americans

While Sun Belt states like Texas and Florida continue to see positive net migration, it’s far less domestic migration than during the Pandemic Housing Boom.

Lance Lambert
Meghan Malas
Lance Lambert, +1
HomebuildingHomebuilding
Housing footprints of America’s 21 largest homebuilders, shown with interactive maps
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Housing footprints of America’s 21 largest homebuilders, shown with interactive maps

ResiClub PRO | Using the ResiClub Terminal, we pulled the county-level footprints of 21 of America’s largest homebuilders.

Lance Lambert
Lance Lambert
Davos Decoded: What global policy shifts mean for institutional real estate
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Davos Decoded: What global policy shifts mean for institutional real estate

ResiClub PRO and ResiClub Terminal members can register for a special presentation by ResiClub's Lance Lambert and Roofstock's Gary Beasley on Thursday, January 29th.

Meghan Malas
Meghan Malas
Regional housing market analysisRegional housing market analysis
The 106 major housing markets with year-over-year home price declines—and the 194 posting annual gains

The 106 major housing markets with year-over-year home price declines—and the 194 posting annual gains

After a burst of softening, the count of major metros seeing year-over-year home price declines has stabilized over the past seven months.

Lance Lambert
Lance Lambert
The state of the housing market in January 2026, as told by ResiClub
Premium

The state of the housing market in January 2026, as told by ResiClub

Join us for ResiClub PRO's monthly webinar on January 26th.

Meghan Malas
Meghan Malas
ProptechProptech
PURE Property Management and HomeRiver Group to merge—forming a 40,000-unit single-family property management firm

PURE Property Management and HomeRiver Group to merge—forming a 40,000-unit single-family property management firm

The combined single-family rental property management platform will operate under the name PURE HomeRiver.

Lance Lambert
Lance Lambert
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