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The share of mortgages that are underwater inches up to 1.6%—still far below the 23% seen in 2009

The share of mortgages that are underwater inches up to 1.6%—still far below the 23% seen in 2009

Back in April 2025, 1.0% of U.S. mortgages were underwater, according to ICE Mortgage Technology. As of October 2025, that share has risen to 1.6%.

Lance Lambert
Lance Lambert
ProptechProptech
The hidden financial friction slowing home sales—and the startup removing it

The hidden financial friction slowing home sales—and the startup removing it

Titus allows homeowners and agents to defer costs like staging, photography, and marketing until closing.

Meghan Malas
Meghan Malas
InsuranceInsurance
Housing market is still passing through a home insurance shock, Cotality's chief data officer says

Housing market is still passing through a home insurance shock, Cotality's chief data officer says

Cotality expects average annual U.S. homeowner insurance premiums to rise another 8% in 2026, followed by an additional 8% increase in 2027.

Lance Lambert
Lance Lambert
HomebuildingHomebuilding
Buydowns help giant homebuilders avoid 10% home price cuts in many soft housing markets
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Buydowns help giant homebuilders avoid 10% home price cuts in many soft housing markets

ResiClub PRO | In June 2025, 64% of new single-family home sales by the 21 largest homebuilders included a 'permanent' buydown—compared to 13% for all other builders, according to AEI Housing Center data.

Lance Lambert
Lance Lambert
ResiClub surveysResiClub surveys
Stessa-ResiClub Real Estate Investor Survey Q4 2025 results, as told by 9 charts

Stessa-ResiClub Real Estate Investor Survey Q4 2025 results, as told by 9 charts

Among single-family real estate investors, 21% say they first look at off-market deal sources.

Meghan Malas
Meghan Malas
HomebuildingHomebuilding
Giant homebuilder PulteGroup expands into the still-tight Cincinnati housing market

Giant homebuilder PulteGroup expands into the still-tight Cincinnati housing market

In Ohio, PulteGroup already operates in Cleveland and Columbus.

Lance Lambert
Lance Lambert
NAR says the median first-time homebuyer was 40 this year, up from 28 in 1992—but can we trust the data?

NAR says the median first-time homebuyer was 40 this year, up from 28 in 1992—but can we trust the data?

New NAR data shows first-time buyers hitting age 40, but other sources tell a different story. We break down the divergence—and what generational trends really reveal.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Monthly report: Home price analysis for 800+ metros, 3,000+ counties, 25,000+ ZIPs
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Monthly report: Home price analysis for 800+ metros, 3,000+ counties, 25,000+ ZIPs

ResiClub PRO | The Lance Lambert House Price Tracker just got updated to include our latest house price analysis.

Lance Lambert
Lance Lambert
ResiClub webinarsResiClub webinars
ResiClub Terminal 101 webinar—here's the recording for ResiClub PRO members
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ResiClub Terminal 101 webinar—here's the recording for ResiClub PRO members

On Wednesday, October 22, we hosted a special one-hour webinar to show ResiClub PRO members how to use the ResiClub Terminal.

Meghan Malas
Meghan Malas
HomebuildingHomebuilding
New-home price premium hits record low—Lennar says small investors are taking notice

New-home price premium hits record low—Lennar says small investors are taking notice

Back in August, giant homebuilder Lennar—ranked No. 129 on the Fortune 500—launched the Lennar Investor Marketplace, a portal that allows mom-and-pop landlords to shop new-build homes for sale.

Lance Lambert
Lance Lambert
Foreclosure activity is almost back to pre-pandemic 2019 levels
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Foreclosure activity is almost back to pre-pandemic 2019 levels

ResiClub PRO | Back in Q3 2021, U.S. foreclosure activity was 85.1% below pre-pandemic (Q3 2019) levels. By Q3 2025, foreclosure activity was just 15% below those pre-pandemic levels.

Lance Lambert
Lance Lambert
MortgageMortgage
Housing affordability is so strained that the White House is looking at a 50-year mortgage option—11 things to know

Housing affordability is so strained that the White House is looking at a 50-year mortgage option—11 things to know

Over the past few days, the ResiClub team ran the numbers to better understand the math on 50-year mortgages.

Lance Lambert
Lance Lambert
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