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Regional housing market analysisRegional housing market analysis
This map shows the counties with the highest—and lowest—share of homeowners born in-state

This map shows the counties with the highest—and lowest—share of homeowners born in-state

Only 19% of homeowners in Mohave County, Arizona were born in state. That figure is 87% in Cambria County, Pennsylvania.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Which county-level housing markets will be most—and least—impacted by the $40,000 SALT cap
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Which county-level housing markets will be most—and least—impacted by the $40,000 SALT cap

ResiClub PRO | The cap on the State and Local Tax (SALT) deduction just got raised from $10,000 to $40,000.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Slower sales, rising inventory: A steady and bifurcated power shift toward buyers
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Slower sales, rising inventory: A steady and bifurcated power shift toward buyers

ResiClub PRO | The typical home listed for sale on Zillow.com in Naples goes pending in 72 days—compared to just 5 days in Kansas City.

Lance Lambert
Lance Lambert
MortgageMortgage
How far mortgage rates would need to fall to unlock a refi boomlet

How far mortgage rates would need to fall to unlock a refi boomlet

If the average 30-year fixed mortgage rate fell to 5.5%, 3.6 million mortgage borrowers would be “in the money” for a traditional refinance. At 4.5%, it'd be 6.1 million.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
Buyer’s or seller’s housing market? Zillow's new rating for 250 major markets

Buyer’s or seller’s housing market? Zillow's new rating for 250 major markets

Where home sellers—and home buyers—have the most power right now, according to Zillow’s updated analysis released in June.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
100 housing markets, one question: How many homeowners are actually underwater?
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100 housing markets, one question: How many homeowners are actually underwater?

ResiClub PRO | In total, 4.2% of outstanding homeowner mortgages in the Austin, TX metro area are underwater. That includes 18.2% of 2022 borrowers in the market—but just 1.5% of its 2021 vintage.

Lance Lambert
Lance Lambert
HomebuildingHomebuilding
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CEO of an $11 billion builder empire warns that these housing markets face a short-term oversupply

CEO of an $11 billion builder empire warns that these housing markets face a short-term oversupply

Toll Brothers CEO: Spec build ‘overhang’ in Sun Belt areas in Florida and Arizona will ‘clean up’ over time because the builders are starting fewer new builds.

Lance Lambert
Lance Lambert
ResiClub surveysResiClub surveys
Full results to the LendingOne-ResiClub SFR Investor Survey—Q2 2025

Full results to the LendingOne-ResiClub SFR Investor Survey—Q2 2025

57% of single-family investors believe mortgage rates will remain above 6.5% over the next 12 months—up sharply from 29% in Q4 2024.

Meghan Malas
Meghan Malas
ResiClub webinarsResiClub webinars
ResiClub PRO's June 2025 webinar—here's the recording
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ResiClub PRO's June 2025 webinar—here's the recording

On Monday, June 23, we hosted our monthly one-hour webinar for ResiClub PRO members.

Lance Lambert
Lance Lambert
HomebuildingHomebuilding
KB Home: Homebuyers risk finding themselves 'upside-down' if they overpay for builder incentives

KB Home: Homebuyers risk finding themselves 'upside-down' if they overpay for builder incentives

"I believe that there are [builder] customers that are overpaying for the home to effectively get an incentive... They may potentially be upside down when they try to sell that home," says KB Home COO Rob McGibney.

Lance Lambert
Lance Lambert
Regional housing market analysisRegional housing market analysis
These 96 housing markets are seeing falling home prices

These 96 housing markets are seeing falling home prices

Among the 300 largest metro area housing markets, these 96 markets are seeing falling home prices on a year-over-year basis.

Lance Lambert
Lance Lambert
MortgageMortgage
The mechanics behind mortgage rates—and the scenarios that could lower them
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The mechanics behind mortgage rates—and the scenarios that could lower them

Despite the Fed cutting short-term rates by 100 basis points in 2024, and the Fed’s dot plot signaling another 50 basis point cut this year, mortgage rates haven’t materially changed.

Lance Lambert
Lance Lambert
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