ResiClub PRO | A historical lens shows demand this housing cycle is more rate-sensitive.
The Mortgage Refinance Index just hit its highest level since March 2022.
The average 30-year fixed mortgage rate just hit a 2025 calendar year low. Here's what Bank of America thinks it would take to see a bigger drop.
ResiClub PRO | The mortgage "spread" represents the difference between the 10-year Treasury yield and the average 30-year fixed mortgage rate. Here's why it matters.
ResiClub PRO | This is the longest stretch in modern mortgage history where both sides of the business—purchase and refi—have been constrained.
Here’s why $1 spent on mortgage rate buydowns by builders like PulteGroup currently generates more monthly payment savings than a $1 price cut.
At ResiDay in November, we’ll push FHFA Director Bill Pulte to better explain what’s happening with Freddie Mac and Fannie Mae—and how it'll impact the housing market.
If the average 30-year fixed mortgage rate fell to 5.5%, 3.6 million mortgage borrowers would be “in the money” for a traditional refinance. At 4.5%, it'd be 6.1 million.
Despite the Fed cutting short-term rates by 100 basis points in 2024, and the Fed’s dot plot signaling another 50 basis point cut this year, mortgage rates haven’t materially changed.
On Friday, Treasury Secretary Scott Bessent said privatization of Fannie Mae and Freddie Mac will be on the agenda after taxes and trade deals.
ResiClub PRO | We dive into the numbers behind mortgage assumptions, exploring how many homebuyers are taking advantage of this option.
On Monday, giant mortgage lender Rocket Companies announced that it has agreed to buy mortgage servicer giant Mr. Cooper for $9.4 billion.
