Mortgage

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MortgageMortgage
Why the housing sector should keep an eye on Trump's push to end Fannie Mae and Freddie Mac conservatorship

Why the housing sector should keep an eye on Trump's push to end Fannie Mae and Freddie Mac conservatorship

On Friday, Treasury Secretary Scott Bessent said privatization of Fannie Mae and Freddie Mac will be on the agenda after taxes and trade deals.

Lance Lambert
Lance Lambert
ProptechProptech
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The 3% mortgage isn’t dead: Assumptions surge 127% as buyers take over old loans
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The 3% mortgage isn’t dead: Assumptions surge 127% as buyers take over old loans

ResiClub PRO | We dive into the numbers behind mortgage assumptions, exploring how many homebuyers are taking advantage of this option.

Lance Lambert
Lance Lambert
MortgageMortgage
A real estate juggernaut is forming: Rocket agrees to acquire Mr. Cooper just weeks after the Redfin deal

A real estate juggernaut is forming: Rocket agrees to acquire Mr. Cooper just weeks after the Redfin deal

On Monday, giant mortgage lender Rocket Companies announced that it has agreed to buy mortgage servicer giant Mr. Cooper for $9.4 billion.

Lance Lambert
Lance Lambert
MortgageMortgage
Real estate shake-up: Why Rocket Companies just agreed to buy struggling Redfin

Real estate shake-up: Why Rocket Companies just agreed to buy struggling Redfin

Rocket Companies announces $1.75 billion deal to acquire Redfin. The mortgage titan hopes to leverage Redfin’s 50 million monthly visitors to take market share.

Lance Lambert
Lance Lambert
ForecastForecast
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What would happen to mortgage rates if conservatorship ends for Freddie Mac and Fannie Mae?
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What would happen to mortgage rates if conservatorship ends for Freddie Mac and Fannie Mae?

ResiClub PRO | Treasury Secretary Scott Bessent says Freddie Mac and Fannie Mae could be released from conservatorship if doing so doesn't push up mortgage rates—here's what the research suggests.

Lance Lambert
Lance Lambert
MortgageMortgage
Loan officer: My homebuyers who would've gotten $4K–$5K payments a few years ago are now facing $8K–$10K payments

Loan officer: My homebuyers who would've gotten $4K–$5K payments a few years ago are now facing $8K–$10K payments

This Washington, D.C. mortgage planner says he has seen the monthly payments of new clients double in just a few years.

Lance Lambert
Lance Lambert
ForecastForecast
+1+1
What to expect from mortgage rates in 2025, as predicted by 17 different major research groups
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What to expect from mortgage rates in 2025, as predicted by 17 different major research groups

ResiClub PRO | Among the 17 mortgage rate forecasts currently tracked by ResiClub, the average prediction is 6.33% by late 2025.

Lance Lambert
Lance Lambert
MortgageMortgage
73% of U.S. mortgage borrowers currently have an interest rate below 5.0%

73% of U.S. mortgage borrowers currently have an interest rate below 5.0%

According to the third-quarter data just released by FHFA, 73.3% of U.S. mortgage borrowers now have an interest rate below 5.0%—a decline of 12.2 percentage points since Q1 2022.

Lance Lambert
Lance Lambert
MortgageMortgage
Here's the fastest path to lower mortgage rates

Here's the fastest path to lower mortgage rates

When it comes to mortgage rates, the key factor to watch moving forward remains the labor market.

Lance Lambert
Lance Lambert
MortgageMortgage
The average 30-year fixed mortgage rate jumps back to 7.0%—here's why

The average 30-year fixed mortgage rate jumps back to 7.0%—here's why

The Federal Reserve doesn't directly set long-term rates like mortgage rates. Instead, financial markets look to expectations about the future direction of the economy, labor market, inflation, and Fed policy.

Lance Lambert
Lance Lambert
MortgageMortgage
The housing market's 'magic mortgage rate' is proving elusive

The housing market's 'magic mortgage rate' is proving elusive

According to a new survey by John Burns Research and Consulting, the average 30-year fixed mortgage rate is still well above the 'magic mortgage rate.'

Lance Lambert
Lance Lambert
MortgageMortgage
Potential refinance pool expands: From 1 million to 4 million borrowers in just three months
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Potential refinance pool expands: From 1 million to 4 million borrowers in just three months

ResiClub PRO | The potential refinance pool is growing; however, it is still expected that traditional refinances will have a lower ceiling this cycle.

Lance Lambert
Lance Lambert