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The housing market's 'magic mortgage rate' is proving elusive

The housing market's 'magic mortgage rate' is proving elusive

According to a new survey by John Burns Research and Consulting, the average 30-year fixed mortgage rate is still well above the 'magic mortgage rate.'

Lance Lambert
Lance Lambert
MortgageMortgage
Potential refinance pool expands: From 1 million to 4 million borrowers in just three months
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Potential refinance pool expands: From 1 million to 4 million borrowers in just three months

ResiClub PRO | The potential refinance pool is growing; however, it is still expected that traditional refinances will have a lower ceiling this cycle.

Lance Lambert
Lance Lambert
MortgageMortgage
With borrowers sitting on low rates, refi will only be able to grow so much

With borrowers sitting on low rates, refi will only be able to grow so much

Among U.S. homeowners who have a mortgage, 76% have an interest rate below 5.0%.

Lance Lambert
Lance Lambert